AIrdrop Agent

Ether.fi Cash

Payment · Optimism, Scroll

A DeFi-native Visa card that lets you spend crypto without selling it

Participation

Open now

Token

Not announced

Potential
Total funding

—

Major VCs
—
Last verified

2026-08-11

Potential is AirdropAgent's editorial assessment and does not confirm an official distribution.

Tasks

Participation programme live
  1. Use the application button below to open ether.fi and create an account.
  2. Review Club membership in Cash.
  3. Complete KYC and issue a virtual card.
  4. Add funds with crypto or a bank transfer.
  5. Choose Direct Pay or Borrow Mode and start spending.
Join via referral

Overview

ether.fi Cash is a non-custodial Visa card that lets you spend crypto as collateral or balance for everyday purchases. You can choose Direct Pay Mode or Borrow Mode, and eligible spending earns up to 3% cashback in USDC, stepping down by monthly spend. Cash itself has no dedicated token, and no new airdrop has been confirmed at this time.

Analysis

  • Run by ether.fi​. Dedicated Cash help articles and operating guides are available from official sources.
  • Cash has no dedicated token​. ETHFI is ether.fi's governance token and can also be staked to upgrade Cash membership tiers.
  • Cashback is up to 3% but steps down to 1% and 0.5% as monthly spend increases; it is not a flat 3%.
  • Card spending also earns Membership Points used to unlock tiers, but no new token conversion or Cash airdrop has been confirmed.
  • EUR purchases carry a 0% FX markup benefit.

Token & distribution status

Token
Not announced
Ticker
Not announced
TGE
Not announced
Allocation
Not announced

AirdropAgent view

This is our analysis of public information, not an official programme rule.

  • Start with a small Direct Pay purchase and observe how cashback changes with monthly spend.
  • For EUR spending, confirm the 0% FX markup benefit.
  • A referral qualifies only after card activation and at least $100 in eligible spending.
  • If using Borrow Mode, maintain a conservative collateral buffer and monitor liquidation risk.

Security & risks

Key risks

  • Borrow Mode carries liquidation risk if collateral value drops.
  • Cashback does not apply to excluded merchant categories.
  • The cashback rate steps down to 1% and then 0.5% as monthly spend rises — it is not a flat 3%.
  • FX fees and card costs vary by region and membership tier, and the card is not available everywhere.
  • The Cash card operates under issuance terms separate from the core ether.fi protocol.

Recent moves on X

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